$1,860 OAS Payment Drops This August 2025 : Who Qualifies & When You’ll Get Paid?

Introduction: The month of August 2025 can bring financial relief to the senior citizens of Canada. The discussion of $1,860 OAS (Old Age Security) payment is once again in the headlines. If you are a resident of Canada and are 65 years of age or older, then this article is very important for you.

This article will give you every little information related to this OAS payment – who is eligible, when will the payment come, what are the eligibility conditions, and what role can CPP (Canada Pension Plan) or GIS (Guaranteed Income Supplement) play in it.

What is OAS?

OA Security, Old Age Security is a government Canada plan of pension plan that is offered each month to senior citizens by the government of Canada. It is meant to begin within the compatriates who have at least 10 years residence or have been living in Canada and have attained the age of 65 years or more.

It is not an income-based scheme, meaning you don’t need to work to receive this pension – just living in Canada for a long time is enough.

Why is the $1,860 amount in August 2025 special?

Every once in a while, the government increases the OAS amount according to COLA (Cost of Living Adjustment). This increase is done keeping inflation in mind.

In August 2025, some eligible seniors are expected to receive a maximum payment of $1,860, combining OAS and GIS. This special payment is an effort to provide financial support in old age.

Who is eligible for this $1,860 payment?

There are some main conditions to get this OAS payment:

• Age condition: You must be 65 years or older.
• Residence condition: You must be a citizen or legal resident of Canada.
• You must have lived in Canada for at least 10 years (if living in Canada).
• If you live outside Canada, you must have lived in Canada for at least 20 years.
• Income Limit: Although OAS is for all seniors, GIS (Guaranteed Income Supplement) benefits are available to those with lower annual incomes.
• If your annual personal income is less than $21,624 (2025 estimate), you may also be eligible for GIS.
• Tax Status: OAS may be taxed if your total income exceeds a certain limit. In 2025, the limit would be approximated to be at about $90,997.

Payment Date: What will be the day you get the money?

No specific date has been set yet by Service Canada of when August 2025 is to pay OAS, however payments are normally issued on the third-last day of each month as a working day.

Qualified payment date: August 28, 2025 (Thursday)

In case you receive direct deposit, then the amount would go directly to your bank account. Otherwise the payment may demand few days via mail.

How to check payment?

• You can check the status of your OAS payment by:
• Login to My Service Canada Account (MSCA).
• See the “Payment Information” section to view current and upcoming payment details.
• If you have direct deposit enabled, you can also check the payment date from your bank.

Does CPP and GIS add up to $1,860?

Yes, many times people think that OAS alone gives $1,860, but this is not completely true.

This figure is often quoted as a combination of OAS + GIS + CPP. On average for 2025:

• OAS: about $713.34 per month
• GIS (for low income earners): up to $1,065.47
• CPP (if applicable): between $800–$1,300 in some cases
• Thus, some eligible seniors may receive up to $1,860 in August 2025.

How to apply?

If you haven’t applied for OAS yet, you can do it 6 months before you turn 65.

• Online: Through My Service Canada Account
• By post: Fill out and send in an OAS application form
• In-person: Visit your nearest Service Canada Centre
• Note – If you are eligible for GIS, you need to apply.

Conclusion:

The $1,860 OAS payment could become a financial relief for many seniors in August 2025. But remember, this amount will be available only to those who meet all the eligibility conditions. If you are also receiving OAS, GIS or CPP or planning to apply, prepare now.

OAS is not just a government assistance, but an important tool to maintain the dignity and self-reliance of seniors. It is your responsibility to apply at the right time and confirm your eligibility – and your right to take advantage of it.

FAQs